You speak
A voice note, message or question in normal language.
Built for Telegram · English and Russian
Track money by simply talking
Speak or type what happened with your money. AI Voice Wallet understands the meaning, prepares transaction drafts and answers questions about personal, family or company finances.
No commands to learnNo bank connectionCloud-hosted
AI Voice Wallet@voice_wallet_bot
▶0:09
“Yesterday I spent 120 dirhams on groceries and 35 on coffee, and today a client paid me 3,000 euros.”
✓AI prepared 3 transactions
−120 AEDGroceries · yesterday
−35 AEDCoffee · yesterday
+3,000 EURClient income · today
2interface languages
4currencies: RUB, AED, USD, EUR
2family invitees
8company seats
Natural language first
It understands first. Then it acts.
Every free-form message and transcribed voice note is understood by AI before code performs a structured, permission-checked action.
→
AI understands
Intent, amounts, dates, currencies and context.
→
You review
Rules, permissions, categories and confirmation.
→
It is recorded
A transaction, report, correction or requested view.
Personal and family01 02 03 04 05 06
Daily tracking without manual forms
Record money when it happens. Use chat for fast voice input and questions, then open the Mini App for budgets, transactions and analytics.
Voice and text
Describe an expense, income or question in your own words.
Several transactions at once
One message can include different amounts, dates, currencies and categories.
Simple corrections
Fix categories, edit records or remove mistakes without searching through menus.
Monthly budget
Set a limit and see how much you have used and how much remains.
Shared family wallet
Invite up to two people and keep the author attached to every transaction.
Ask your data
Ask about spending, income, categories or a specific period directly in chat.
Receipts and documents
Send the file directly to the bot
A receipt photo, invoice, payment confirmation or PDF statement becomes a clear draft. Nothing is recorded without your decision.
1
Send a JPEG, PNG, WebP or PDF up to 8 MB.
2
Review amounts, dates, currencies, categories and payment status.
3
Confirm the prepared transaction or discard the draft.
PDF
Invoice_1042.pdfRecognized by AI
✓SupplierCloud Services
DateJuly 10, 2026
Amount890 USD
CategorySoftware and services
! Draft first. Recorded only after confirmation.
Draft expires after 24 hoursTelegram Mini App
From one day to your full history
Review income, expenses, daily trends, categories, people and the complete transaction history for any selected period.
Today7 days30 days90 daysYearAll timeCustom
Totals, transaction count, averages and recorded balance for the selected period.
Daily changes and category shares reflect the amounts you actually recorded.
Filter the history, copy results and export transaction data when you need it elsewhere.
Company wallet
Voice-based expense tracking with roles and approvals
A separate workspace for an owner and team. Every record keeps its author, employees review their drafts, and managers approve or reject them.
Owner
Full access to settings, roles, team members and the subscription.
Manager
Reports, approvals, team members, invites and company categories.
Employee
Adds their own expenses and income and sends records for review.
Viewer
Sees company data without permission to create transactions.
01
→An employee speaks or types an expense
02
→AI prepares a company draft
03
→The employee reviews and submits it
04
A manager approves or rejects it
Pricing
Personal tracking or a workspace for the whole team
Payment is handled inside Telegram with Telegram Stars. Telegram shows the final amount before you confirm.
Personal3-day free trial
For you and your family
Personal wallet, Mini App, documents and shared family access by invitation.
Open personal wallet ↗CompanyUp to 8 seats
For owners and teams
Roles, invitations, company categories, authors, approvals and company reports.
Create a company wallet ↗USD amounts are reference prices. The actual payment is charged in Telegram Stars. The bot does not receive or store bank card details.
For creators and marketers
Earn 70% with AI Voice Wallet
Join our self-serve Telegram Affiliate Program. No application, approval, call or direct contact with us is required.
- 1
Open Telegram and go to Settings → My Stars → Earn Stars → Affiliate Programs.
- 2
Select AI Voice Wallet and tap Join Program.
- 3
Copy the unique referral link created by Telegram and share it with your audience.
- 4
Earn 70% of qualifying Telegram Stars purchases made by eligible new users during the commission period shown by Telegram.
Telegram handles attribution and commissions in Stars.Earned Stars are held for 21 days. Eligibility, availability and refunds follow Telegram’s Affiliate Program Terms.
Product boundaries
Clear by design
What the product does, how it handles drafts and where its responsibilities end.
Read the Privacy Policy →01 Natural-language workflow
Voice or text → AI understanding → structured decision → permission and data checks → action.
02 Personal and company data
Personal, family and company workspaces remain separate. Company records keep roles, the author and approval history.
03 Documents and drafts
Uploaded documents are analyzed into temporary drafts. A transaction is recorded only after confirmation.
04 Independent software
AI Voice Wallet is not a bank, payment institution or financial adviser and is not affiliated with any bank or financial institution.
FAQ
The essentials, without fine print
Questions about billing, data deletion or product access can be handled in Telegram.
Open @voice_wallet support ↗Do I need to learn commands?＋
No. Speak or type naturally. AI Voice Wallet understands the message first, then the product performs the structured action.
Does it connect to my bank account?＋
No. AI Voice Wallet is an independent software product, not a bank or payment provider, and it does not access bank accounts.
Does a receipt become an expense automatically?＋
No. The bot prepares a draft with the detected amount, date, currency and category. Nothing is recorded until you confirm it.
How is a family wallet different from a company wallet?＋
A family wallet supports the owner plus up to two invited people. A company wallet supports up to eight total seats with roles and approvals.
How does the 70% affiliate program work?＋
Affiliates join inside Telegram, receive a unique referral link and earn 70% of qualifying Telegram Stars purchases made by eligible new users during the commission period shown by Telegram.
AI Voice WalletStop filling out expense forms
Tell the bot what happened with your money.