AI VOICE WALLET — PRODUCT FACTS

Product
AI Voice Wallet

Platform
Telegram bot and Telegram Mini App

Primary audience
- People who want voice-first personal expense tracking
- Families who want a shared wallet with transaction authorship
- Small teams that need roles, company expenses and approvals

Core functions
- Natural-language voice and text input
- Multiple transactions from one message
- Income, expenses, categories, dates and currencies
- Budgets and period-based analytics
- Receipt, invoice and PDF drafts that require confirmation
- Personal, family and company workspaces
- Company roles, authorship and approval workflows
- Data export

Supported interface languages
English and Russian

Supported currencies
RUB, AED, USD and EUR

Family capacity
Owner plus up to two invited people

Company capacity
Up to eight total seats

Payments
Telegram Stars. AI Voice Wallet does not receive or store bank-card details.

Reference pricing
- Personal monthly: $4.99 reference price, 250 Stars, renews every 30 days
- Personal yearly: $49.90 reference price, 2,500 Stars, 365-day prepaid access,
  no automatic renewal, $9.98 reference saving
- Company monthly: $14.99 reference price, 750 Stars, renews every 30 days
- Company yearly: $149 reference price, 7,500 Stars, 365-day prepaid access,
  no automatic renewal, $30.88 reference saving
- New personal users receive a 3-day free trial

Telegram shows the final Stars amount before purchase. USD amounts are reference
prices only.

Affiliate program
70% of qualifying Telegram Stars purchases by eligible referred users during the
commission period shown by Telegram. Telegram creates the unique link and handles
eligible attribution and commissions in Stars.

Product boundaries
- No bank-account connection
- Not a bank, payment institution or financial adviser
- Not affiliated with any bank or financial institution
- Reports depend on the information users provide

Official links
Website: https://tinkoff.ae
Privacy: https://tinkoff.ae/privacy
Affiliates: https://tinkoff.ae/partners
Telegram bot: https://t.me/voice_wallet_bot
